The Short-Term Loan Decision Kit

Published by the 90 Day Loan team · How we researchSources linked in this guideNot a lender · not financial adviceCompare loan options

Updated November 2, 2026

A printable workbook to compare loan offers, work out the true APR, check a lender and plan your payoff before you sign.

What is inside

Offer comparison worksheet for up to 4 lenders
Step-by-step APR math with worked examples
Lender license and red-flag checklist
Alternatives list: credit union PALs, payment plans, hardship programs
90-day payoff planner and budget sheet

Format: printable PDF, US Letter, instant download. Price: $12

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